Plan options
All our Plans, benefits and contributions are designed to reflect our intimate knowledge of your challenges, workplace environment, lifestyle choices and health risks.
Plan Information
For more information about your detailed benefits, download the 2024 Benefit and Contribution Schedule.
Essential Plan
This is an entry level Plan, suited for low healthcare needs. Benefits are limited to Prescribed Minimum Benefits only, available via the GP Entry Plan Network. There is no Medical Savings Account with this Plan.
Basic Plan
This is a low contribution Plan with in-hospital and out-of-hospital benefits and chronic disease benefits. This Plan offers a wide range of primary care benefits (including non-Prescribed Minimum Benefits) and has a GP Entry Plan Network. There is no Medical Savings Account with this Plan.
Core Saver Plan
This Plan is suited for young, healthy members with relatively low healthcare needs. This Plan offers primarily hospital cover with a limited Medical Savings Account for day-to-day expenses. There is also a large network of Healthcare Professionals offered on this Plan.
Traditional Plan
This Plan provides comprehensive medical coverage to meet moderate to high healthcare needs. This is a Network Plan with a wide range of benefits with annual sub-limits for day-to-day expenses. There is no Medical Savings Account or Above Threshold Benefit on this Plan.
Comprehensive Plan
This Plan is suitable for members with moderate to high healthcare needs and who want a savings component. This Plan offers a wide range of rich benefits and has a Medical Savings Account. In-hospital GP and specialist procedures are covered at 100% of the Scheme Rate. It offers a comprehensive range of benefits paid from both insured and savings out-of-hospital.
Plus Plan
This is our top Plan and offers fully comprehensive medical cover. This Plan is designed for members with moderate to high healthcare needs. This Plan has a Medical Savings Account and Above Threshold Benefit for when savings are exhausted.